MerchantRunway · Business loans & working capital
Business funding,
without the runaround.
One simple application connects you with providers offering the right type of business loan for your needs. Working capital, equipment, a line of credit—start with your business, not the paperwork.
All credit profiles considered. Approval and terms vary by provider.
Your business. Your options.
The right funding for what’s next.
Cover today’s expenses or make your next move. Explore business loan options with clear guidance on the tradeoffs.
Working Capital Loans
Keep payroll, inventory, and everyday operations moving through cash-flow gaps.
Explore optionsShort-Term Business Loans
Cover a time-sensitive business need with a defined repayment plan.
Explore optionsEquipment Financing
Purchase or replace the equipment that helps your business get the job done.
Explore optionsBusiness Lines of Credit
Access capital as needed for recurring expenses and changing opportunities.
Explore optionsTerm Loans
Fund a larger business investment with a lump sum and a set repayment schedule.
Explore optionsFlexible Business Funding
Short-term funding options reviewed around your cash flow and business needs.
Explore optionsHow it works
A simpler path to business funding.
Tell us about your business
Start with a 2-minute application. Share your business basics and what you need funding for.
Get matched with providers
We review your request and connect you with potential funding providers that fit your business.
Review your options. Get funded.
Compare available offers with a real person. If you accept and the provider approves, they arrange your funding.
Built for Main Street
Funding for businesses like yours.
Different industries have different cash-flow needs. Find guidance that understands yours.
Why MerchantRunway
Less back-and-forth. More possibilities.
Fast decisions
A focused intake and clear document checklist help keep review moving. Timing depends on the provider and your complete application.
One application. Many options.
Explore different funding types through one starting point instead of starting over with every provider.
All credit profiles considered
Your credit is part of the picture—not your whole business. Providers also consider revenue, operating history, and repayment capacity.
Real humans on the phone
Questions deserve a conversation. Call 1-888-365-1887 to talk through your business funding needs.
Straight answers
Business funding questions, answered.
How fast can I get business funding?
Start with a 2-minute application. A complete application and prompt document responses can help speed up review. Decisions and funding timing depend on the provider and your business; neither approval nor timing is guaranteed.
What credit score do I need?
All credit profiles considered. Providers review credit alongside business revenue, time in business, bank activity, and existing obligations. Requirements vary by provider and product, and approval is not guaranteed.
What documents will I need?
The first application asks for basic business and contact information, not sensitive documents. For a funding review, providers commonly request recent business bank statements and may ask for financial statements, tax returns, or equipment details depending on the product.
Is MerchantRunway a direct lender?
No. MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.
Am I obligated to accept a funding offer?
No. You can review your options without an obligation to accept. Compare the total cost, payment schedule, fees, and provider requirements before choosing whether to move forward.
Your next move starts here
Let’s find your funding options.
One simple application. No obligation to accept an offer.
MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.